Isn’t dying poor a good thing? I don’t want to live poor, but you can’t take it with you. I’d ideally spend my last dollar right before taking my last breath.
If you’re unmarried and have no descendants sure. Although you’re kind of screwing them over, these days, you dying is the only way your kids are ever going to be able to buy a house.
Problem is, that you normally don’t know how long you’ll live and cannot plan accordingly.
I know when I’m going to die, because I’m an independent free thinker. I refuse to face my death on anyone’s terms but my own. I intend to live a rich and fulfilling life, watch my family grow, and then end it at a time of my own choosing, after giving all of my grandkids the tools they need to go on without me.
If I died to any means but suicide, I wouldn’t think it fair. You can’t fire me, I quit. It’s my life and I’m going to be in control until the last second.
You goober, even if you’re planning on offing yourself you can still die randomly before that.
that literally wouldn’t matter to them, if OP responds i would bet you a lot of a fucking money they would simply say “ok and?” and then leave.
Big brain comment right here. Did you write that before or after seeing OP did that? Did you write it before or after seeing that I told someone I used the term goober because I was keeping it light hearted?
That’s true, but irrelevant. We’re talking about managing retirement funds. I’m not going to live longer than my retirement funds last. Dying earlier doesn’t change that.
And if I did die of natural causes, it would be a tragedy. I only want to die by my own hand, I don’t want chance to take my death from me.
The audacity to use the word goober as an insult in a comment this stupid is baffling.
Of course you’re right. Obviously.
Did you not get the point?
I’m using goober specifically because it’s not insulting. It’s light hearted.
Inheritence and/or charity
Dave Ramsey’s advice is only ever applicable to those who are terrible with self-control. If you have at least mediocre self-control, carefully managed debt can be a boon
There is a British financial advisor who basically says the same thing.
If you can actually manage debt make sure to get some. And then pay it off.
Financial advisor Dave Ramsey Snow
His advice on living within your means usually includes gratuitous torture porn. Yet he always forgets plot armor won’t protect you from financial mistakes.
I haven’t actually directly consumed any of his content but from what I’ve gathered over the years it sort of feels like advice targeting addicts. The same way it may sound strange to tell someone to never ever ever drink a single drop of alcohol ever but it makes sense if you know they’re a recovering addict.
But at the same time, there’s just some pretty bad advice too. Along with some common sense good advice.
The only Ramsay I listen to is Gordon.
You shouldn’t listen to him either. He’s just a TV personality. In reality, he’s absolute shit at cooking.
What Dave heard
Im 8, i have $17 in my account, ive been wanting to get this car - can i afford it?
i assume the caller is an american