• corroded@lemmy.world
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    10 days ago

    Isn’t dying poor a good thing? I don’t want to live poor, but you can’t take it with you. I’d ideally spend my last dollar right before taking my last breath.

    • Echo Dot@feddit.uk
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      10 days ago

      If you’re unmarried and have no descendants sure. Although you’re kind of screwing them over, these days, you dying is the only way your kids are ever going to be able to buy a house.

    • TJA!@sh.itjust.works
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      9 days ago

      Problem is, that you normally don’t know how long you’ll live and cannot plan accordingly.

      • Genius@lemmy.zip
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        9 days ago

        I know when I’m going to die, because I’m an independent free thinker. I refuse to face my death on anyone’s terms but my own. I intend to live a rich and fulfilling life, watch my family grow, and then end it at a time of my own choosing, after giving all of my grandkids the tools they need to go on without me.

        If I died to any means but suicide, I wouldn’t think it fair. You can’t fire me, I quit. It’s my life and I’m going to be in control until the last second.

          • KillingTimeItself@lemmy.dbzer0.com
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            20 hours ago

            that literally wouldn’t matter to them, if OP responds i would bet you a lot of a fucking money they would simply say “ok and?” and then leave.

            • JackbyDev@programming.dev
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              18 hours ago

              Big brain comment right here. Did you write that before or after seeing OP did that? Did you write it before or after seeing that I told someone I used the term goober because I was keeping it light hearted?

          • Genius@lemmy.zip
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            9 days ago

            That’s true, but irrelevant. We’re talking about managing retirement funds. I’m not going to live longer than my retirement funds last. Dying earlier doesn’t change that.

            And if I did die of natural causes, it would be a tragedy. I only want to die by my own hand, I don’t want chance to take my death from me.

          • Comment105@lemm.ee
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            8 days ago

            The audacity to use the word goober as an insult in a comment this stupid is baffling.

            Of course you’re right. Obviously.

            Did you not get the point?

  • cm0002@lemmy.world
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    10 days ago

    Dave Ramsey’s advice is only ever applicable to those who are terrible with self-control. If you have at least mediocre self-control, carefully managed debt can be a boon

    • Echo Dot@feddit.uk
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      10 days ago

      There is a British financial advisor who basically says the same thing.

      If you can actually manage debt make sure to get some. And then pay it off.

  • superduperpirate@lemmy.world
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    9 days ago

    Financial advisor Dave Ramsey Snow

    His advice on living within your means usually includes gratuitous torture porn. Yet he always forgets plot armor won’t protect you from financial mistakes.

    • JackbyDev@programming.dev
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      8 days ago

      I haven’t actually directly consumed any of his content but from what I’ve gathered over the years it sort of feels like advice targeting addicts. The same way it may sound strange to tell someone to never ever ever drink a single drop of alcohol ever but it makes sense if you know they’re a recovering addict.

      But at the same time, there’s just some pretty bad advice too. Along with some common sense good advice.

    • I_Has_A_Hat@lemmy.world
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      8 days ago

      You shouldn’t listen to him either. He’s just a TV personality. In reality, he’s absolute shit at cooking.

  • unalivejoy@lemm.ee
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    8 days ago

    What Dave heard

    Im 8, i have $17 in my account, ive been wanting to get this car - can i afford it?