Since this wasn’t apparent the last time I asked… no, I’m actually not a US citizen or green card holder (permanent resident). Just happened to be in this country for a long time due to career reasons.

  • Sc00ter@lemm.ee
    10·
    6 days ago

    To freeze your credit means that you (or anyone inpersonating you) can do anything that requires your credit. Cant make large purchase, take out loans, etc. Its a good way to protect yourself from identity theft.

    To unfreeze it, you need to go through a process with the credit union before you can use it again. Its generally a good practice to freeze your credit always if you can plan ahead for large financial purchase