

In overwhelming majority of practical cases you can’t look under every nook and cranny. You must use the gut feeling in some way or another.
For example you can only tell if someone is sane and a good fit for you in relationship after like a year of living together yes? But you don’t get to have some kind of trial year or something you must use your gut feeling to tell if someone seems okay.
It’s very important thing in society as else nothing could ever be done in a reasonable amount of time. It fails sometimes though but that doesn’t mean it should be rejected as we literally cannot function without approximations and first glance judgments
It must suck to be at the anomaly end of this social heuristics and I sympathise but otherwise social algorithm would be of exponential complexity. Way too much for a limited lifespan of 80 years and even shorter kids making and dating window.
We cannot replace the heuristics but we can strive to make them better by education and knowledge.
I think that is also a decision. In your ruling you punished yourself out of three options. That was viable then because the amount of money was small but if the money in question was millions of dollars it wouldn’t be feasible for the judge to pay out of pocket.